About Us

Our Vission

Our vision is to establish HWCTCSL as the knowledge and resource centre for co-ops in India. Through our work, we advance a vision of a caring, creative and humane society, and a fair and innovative social economy. We actively convene knowledge exchange and mobilization among our members and stakeholders We increase awareness for the co-op sector through market, policy and governance research, to showcase and distribute the co-op value and difference to the marketplace We build a culture of mutual support, where members can contribute to the success of other members, and society can support all co-ops by being aware of their economic and community impacts, and actively choose co-op products and services.

Our Mission

In Human Welfare Credit & Thrift Co-Operative Society Ltd (HWCTCSL), our mission is to work with people in our country to create cooperative businesses and networks that grow a prosperous, equitable economy and to increase economic opportunities and benefits for people by fostering the growth and success of all types of cooperative enterprises. In Human Credit Society, we envision a democratically-owned and just economy where everyone can fulfill their needs and aspirations. HUMAN is an inclusive, collaborative, resilient organization and holds the following values as important within our organization and in our work with communities: cooperation, equity, justice and fairness; integrity, honesty, and transparency; respect, inclusion, patience, and trust; and wellness, environmental justice, and responsibility. In a brief, Our core mission is to support co-operatives, educate the community, and advance the co-operative sector.


1. Co-op Development & Support Services
Act as the primary contact for co-ops and prospective co-ops to get the information and resources they need to go from incubating a co-op idea to incorporation and beyond Deliver well-defined, customized programs and services to HWCTCSL members Use the HWCTCSL website as a tool for self-directed learning, with a robust knowledge centre and exclusive tools, and a member directory to facilitate networking and support

2. Co-op Knowledge Mobilization
Act as a proactive and professional knowledge convener and mobilizer by turning available research and information into an active asset of developmental value and business opportunity for the HWCTCSL and its members Provide co-op education to youth and emerging leaders through the HWCTCSL's Co-ops in Schools (CIS) program, and increase sector awareness and knowledge among youth and educational institutions Become a co-op knowledge centre that actively researches relevant policies, regulations, market developments and co-op needs, and conveys, connects and mobilizes co-op sector stakeholders

3. Co-op Communications, Promotion and Advocacy
In HWCTCSL, we ensure to become more aware of the co-operative sector and its benefits to HWCTCSL communities and economies Create strategic marketing, communications and advocacy campaigns that deliver a provincial co-op story and brand, raise the profile of co-ops and credit unions, and celebrate their successes Work collectively with co-ops, credit union and co-op sector stakeholders to identify strategic opportunities to liaise with governments and advocate for policy change and legislation to support the sector

HWCTCSL & Our Strength:

In comparison with regular commercial business, Human Cooperative Society has certain advantages or strengths. Our main advantage is that we exists and operates for the benefit of our patron members. At the same time, since the members are also the owners, they have a financial interest in the success of the cooperative which says them toward giving it their full support and patronage. Cooperative members also have a voice in the control of the organization, and, within the limits of majority rule, it therefore supplies the kind of service they want. These advantages, which tend to tie the patrons to the organization by making them full partners, help build an assured volume of business. This in turn is favorable to efficient operation of the cooperative. A commercial business, on the other hand, has no claim on its patrons except the good will built up through past service.


CSR is the process by which an organization thinks about and evolves its relationships with stakeholders for the common good, and demonstrates its commitment in this regard by adoption of appropriate business processes and strategies. Thus CSR is not charity or mere donations. CSR is a way of conducting business, by which corporate entities visibly contribute to the social good. Socially responsible companies do not limit themselves to using resources to engage in activities that increase only their profits. They use CSR to integrate economic, environmental and social objectives with the company's operations and growth.


(a) Registered Under Krishi Mantralaya Bharat Sarkar (Registration Number: MSCS/CR/476/2012).
(b) State Cooperative Societies Acts of individual states.
(c) Multi-State Cooperative Societies Act, 2002 for the multi-state Cooperative societies with Area of operation in more than one State.

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Call Us On

+ 1800 313 4424

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Visit Office

Third floor, G-20, Office No. 311 & 312, Preet Vihar, New Delhi, East Delhi, Delhi, 110092